Title Loan FAQ’s
What are the payment methods?
Payments can be made through cash, debit card or cashier’s check. At the time you get your loan, our agents will explain the different payment methods accessible to you.
Are there any prepayment charges?
No. We do not apply any prepayment charges if you decide to pay your loan off early.
Can I still get a loan if I am unemployed?
Yes. We just need to know that you are either accepting unemployment benefits, have discovered work that you will be beginning soon, or retirement and disability can also count as income. You need to make a minimum of $1200 per month to qualify.
Can I still get a loan if I am self-employed?
Yes. Indeed. Many of our clients are independently employed and use our services. We know that owning a business can be an area where quick cash may be needed at times. Keep in mind that other lenders may not be as eager to give independently employed individuals small loans in such a quick time period. We are pleased to serve such a large number of independently employed individuals here in San Francisco.
How long is a typical loan?
36 months is the most typical loan length. However, this can depend greatly on your individual needs.
How long does it take to get approved?
Here at Car Title Loans San Francisco we can typically have you approved with money in hands within as little as 24 hours.
How do you determine what my car is worth?
We determine the value based on what the vehicle would bring in at an auction. Kelly Blue Book would be a good place for you to look if you are wanting to get an idea before you call us or apply online.
Will I be able to drive my car as usual?
Absolutely! The lender only requires to hold on to your title, not your car. This allows you to continue driving your vehicle as you normally would.